FINANCIAL PLANNING for Working Moms II Save Money, Budgeting, Debt, Financial Stability, Savings, Personal Finance
⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!
Has caring for your family left you physically, mentally, or financially drained? Do you feel like your life has been put on hold, even though you know God still placed dreams on your heart?
Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? Do you want to fund your dreams and fully support your family’s needs without guilt, confusion, or constant sacrifice?
If you’re ready to grow your finances so you can protect your family’s future and finally make room for your own, welcome to the Financial Planning for Working Moms Podcast with step-by-step episodes, created by a mom who truly understands this life and is walking it right alongside you.
I’m Diana, a financial coach, simple money systems specialist, and a mom to four children. I don’t teach from a quiet or perfect life. I teach from inside the mess: the advocacy, the emotional load, the unpredictable days, and the weight of carrying everything for everyone. Every strategy shared here has been shaped and tested by real life - for real moms with real family needs.
Simple Money Systems was built for moms like you who hold emotional, mental, and financial responsibility every single day. This isn’t about doing more or trying harder. It’s about simplifying money decisions, reducing pressure, and creating a clear structure so your finances stop adding to the load and start supporting the life you’re holding together.
Inside the podcast, you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:
⭐ Take control of your paycheck
⭐ Master budgeting without burnout
⭐ Have always enough to plan your dreams
⭐ Grow savings and build financial security
⭐ Create a future you love
If you want peace over perfection, simple systems over stress, and progress that actually fits your life - this podcast is for you. You don’t need to be “good at math.” More discipline won’t fix it. Another complicated budget isn’t the answer.
What does matter is a system that understands your life… and maybe a cup of coffee you don’t have to reheat three times.
Welcome to Financial Plannig! Press “Play”
NEXT STEP:
1. Book your 1:1 coaching with Diana. Unlock your financial stability to feeling better and to get your finances back on track - and learn how financial coaching can get you there: https://dianagalas.com/coaching
Have questions? Email me: diana@dianagalas.com
Listen on:
Simple Money Systems
Simple Money Systems is the podcast created for moms by who carry extra responsibilities and big dreams—but crave simple, doable ways to run their homes and finances with confidence, clarity, and calm. Hosted by Diana Galas, a mom, coach, and believer in peace over pressure, this podcast teaches simple home money methods that help you step into your role as the Home CFO—without the guilt, burnout, or overwhelm. Every episode offers real-life tools, customizable strategies, and mindset support to help you:
- Manage your money with clarity and grace
- Tackle your next financial goal with confidence
- Build discipline without being demanding
- Care for yourself while caring for your family
- Create peace of mind in your daily routines
This is a nonjudgmental, friendly, and clear space where your efforts are honored, your growth is celebrated, and your systems work for your season of life—not against it. Whether you’re meal planning, folding laundry, or juggling five things at once—Simple Money Systems will meet you where you are and help you move forward
Episodes
Tuesday Apr 08, 2025
Tuesday Apr 08, 2025
SHOW NOTES:
Debts end up in collections when people consistently miss payments or default on their loans. This can happen for various reasons, such as financial hardship, unexpected expenses, or simply poor financial management. Once a debt is sent to collections, the collection agency will attempt to contact the borrower to arrange for repayment. If the borrower continues to ignore the debt, the collection agency may take legal action to recover the money owed. In this episode, learn how taking action now can make a huge difference in your financial future. Don't wait until it's too late - start implementing these strategies today to protect yourself and your assets. Take control of your finances and empower yourself to overcome any challenges that come your way. Get your mic on and
🎧 Listen On-The-Go and Learn!
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call
✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE TIPS TO LEARN: Episode 69
Tuesday Apr 01, 2025
Tuesday Apr 01, 2025
SHOW NOTES:
Are you feeling the pressure of rent due dates creeping up? In this episode, I break down five simple steps you can take right now to cut expenses, stretch your budget, and avoid the risk of eviction. Whether you’re behind on rent or just looking to stay ahead financially, these strategies will help you gain control and keep a roof over your head.
🎧 Listen and Learn!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE EPISODES ON THIS TOPIC: Episode 74
Tuesday Mar 25, 2025
Tuesday Mar 25, 2025
SHOW NOTES:
In today’s episode, we’re diving into two powerful shifts that can transform your cash flow and bring financial peace:
✅ Be intentional with every dollar – Use my simple and empowering cash-flow system to give your money a job before it disappears.✅ Pay yourself first – Before bills, before expenses—because your financial future deserves to come first!
Not sure where to start? Join my Debt-Free Budgeting Course!
You’ll learn how to:✔ Set up your emergency fund✔ Create a stress-free bill pay system✔ Prioritize your spending with the 2-line budget method
This program is truly life-changing and lifesaving! Apply today here. I can't wait to hear from you!
🎧 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE EPISODES ON THIS TOPIC: Episode 75
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Tuesday Mar 18, 2025
Tuesday Mar 18, 2025
Whether you are going through any limitations that life puts you on, you are the master of unlocking your strength and potential. Your journey may look different, but that doesn’t make it any less meaningful or powerful. Every challenge you face is an opportunity to grow, to rise, and to prove—most importantly to yourself—that you are capable, resilient, and worthy of every joy life has to offer. Keep going, keep believing, and never forget that you are not alone. You are seen, you are valued, and you are more powerful than you know. But, you are out of financial resources, you do not have extra time on your hands, and you feel consumed by your predicament. You feel confused and overwhelmed. I know you’re feeling stuck, unsure of how to get out and gain control over your life. Is that what you think? You’ve got some ideas, but with everything going on, it feels impossible to sit down and make sense of it all. Here’s the solution:
Step 1: Identify Your Purpose & Goals
Step 2: Maximize Every Dollar with a Simple Money System
Step 3: Stay Resilient & Keep Moving Forward
🎧 Enjoy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE EPISODES ON THIS TOPIC: Episode 74
Tuesday Mar 11, 2025
Tuesday Mar 11, 2025
Show Notes:
How a Financial Coach Can Help You
So, what exactly does a financial coach do? Think of me as your money BF—but one who brings a plan, a strategy, and all the support you need to get on track.
I help you figure out what’s not working in your money life—without shame or judgment.I show you simple strategies to help you gain control without feeling overwhelmed.I help you build a realistic budget that works for your family’s unique needs.I keep you accountable and motivated so you don’t slip back into old habits.I make sure your money is working FOR you, not against you!
And no, I’m not here to tell you to stop drinking coffee or to cut out everything fun in life. My goal is to help you create a plan that brings you financial peace—without making you feel deprived or overwhelmed!
🎧 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE EPISODES TO LISTEN: Episode 72
Tuesday Mar 04, 2025
Tuesday Mar 04, 2025
Show Notes:
Do you ever feel like you're drowning in responsibilities—juggling therapy appointments, school meetings, household tasks, and somehow trying to manage your money on top of it all? You're not alone!
This week, I’m bringing you 7 practical, stress-free strategies to help you stay on top of your finances without adding more overwhelm to your life.
In this episode, you’ll learn how to:
Simplify money management with easy, realistic steps
Automate finances so you have one less thing to think about
Avoid financial guilt while still enjoying the little things
Reduce stress and feel more in control of your money
If you’re ready to stop feeling overwhelmed and start feeling EMPOWERED in your finances, this episode is for you!
Hit play now, and let’s make life & money easier—together! 🎧
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE EPISODES TO LISTEN:
Episode 80
Episode 50
Episode 74
Tuesday Feb 25, 2025
Tuesday Feb 25, 2025
Show Notes:
Let’s be honest—being a special needs mom means you are basically a CEO of Everything. Your day is packed with therapy sessions, medical appointments, IEP meetings, meal planning, and somewhere in there, you're supposed to sleep!
With so much on your plate, who has time for complicated budgets and endless spreadsheets? Not us! That’s why today, we’re cutting through the financial chaos and getting straight to what actually works—a simple, stress-free way to organize your money and lighten your mental load.
What You’ll Learn in This Episode:
✅ Why traditional budgets fail for busy moms (and what to do instead!)✅ How a simple budget can help you save money, reduce stress, and create more breathing room in your life✅ The 2-minute trick that keeps you on top of your finances without the overwhelm✅ The magic of a “No-Guilt Spending” category—yes, you CAN buy that iced coffee without feeling bad!✅ How to create a money system that works for YOUR family’s unique needs
This is not about deprivation or cutting out joy. It’s about making your money work FOR you, so you can focus on what truly matters—your family, your peace of mind, and your own well-being.
So grab your favorite (probably lukewarm) coffee, take a deep breath, and let’s make managing money easy, doable, and stress-free. Because you’ve got enough on your plate—your finances don’t need to be another headache!
👉 Hit play now and let’s simplify your financial life, one easy step at a time! 🎧
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE EPISODES TO LISTEN: Episode 59
Tuesday Feb 18, 2025
Tuesday Feb 18, 2025
Show Notes:
Depositing paper checks with your phone is a convenient and efficient way for busy moms to save time and money. By utilizing mobile banking apps, you can easily deposit checks from the comfort of your own home, eliminating the need to make a trip to the bank. This not only saves you time but also reduces the risk of losing or misplacing your checks.
Additionally, depositing checks with your phone can save you money by avoiding potential fees associated with in-person check deposits or using check cashing services. With just a few taps on your phone, you can securely deposit your checks and have access to your funds faster than ever before.
Overall, embracing technology and utilizing mobile banking apps to deposit paper checks is a smart choice for busy moms looking to streamline their finances and save valuable time and money.
🎧 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call
✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE EPISODES TO LISTEN: Episode 48
Tuesday Feb 11, 2025
Tuesday Feb 11, 2025
SHOW NOTES:
Budgeting should be a tool that works for you, not a source of stress! In this episode, we’re breaking down three common budgeting pitfalls that can hold you back—and how to overcome them. Whether you’re just starting out or looking to refine your money management, these practical tips will help you budget confidently and flexibly.
Learn why your budget should be tailored to your lifestyle, not a one-size-fits-all approach.
Discover how setbacks are just feedback and why adjusting your plan is key to long-term success.
Shift your mindset from scarcity to control and make budgeting a tool for freedom, not frustration.
Listen Now & Take Charge of Your Budget! 🚀
Allie Levanway (Alva Leigh), the songwriter – check her album here and listen on Spotify:
https://open.spotify.com/artist/0Gfyhc754mTJyx0XAxXnD5?si=Zez-TIKuTuWeolLGh1DPaA
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call
✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE EPISODES TO LISTEN: Episode 26
Tuesday Feb 04, 2025
Tuesday Feb 04, 2025
Show Notes:
In today’s episode, we’re diving into how to transform your debt-free journey into a roadmap for lasting financial freedom using a simple 2-line budget. Whether you’ve recently crushed your debt or are on your way, this episode will show you how to take the next step—building savings, investing, and staying in control of your financial future. Enjoy!
Apply for Debt-Free-Budgeting Course Waitlist Now: Click Here or visit www.dianagalas.com
Learn more: www.dianagalas.com
Schedule a Free Breakthrough Call right here: https://tidycal.com/dianagalas/15-minute-meeting
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