SIMPLE MONEY SYSTEMS for Special Needs Mom II Save Money, Budgeting, Debt, Financial Plan, Wealth, Down’s Syndrome
⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!
Has caring for your kiddo with special needs left you physically, mentally, or financially drained? Do you feel like your life has been put on hold, even though you know God still placed dreams on your heart?
Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? Do you want to fund your dreams and fully support your child’s needs without guilt, confusion, or constant sacrifice?
If you’re ready to grow your finances so you can protect your child’s future and finally make room for your own, welcome to the Simple Money Systems Podcast with step-by-step episodes, created by a mom who truly understands this life and is walking it right alongside you.
I’m Diana, a financial coach, simple money systems specialist, and a mom to a son with Down syndrome. I don’t teach from a quiet or perfect life. I teach from inside the mess: the advocacy, the emotional load, the unpredictable days, and the weight of carrying everything for everyone. Every strategy shared here has been shaped and tested by real life - for real moms raising children with special needs.
Simple Money Systems was built for moms like you who hold emotional, mental, and financial responsibility every single day. This isn’t about doing more or trying harder. It’s about simplifying money decisions, reducing pressure, and creating a clear structure so your finances stop adding to the load and start supporting the life you’re holding together.
Inside the podcast, you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:
⭐ Stop living paycheck to paycheck
⭐ Create predictable cash flow
⭐ Pay off debt even when money feels tight
⭐ Pursue your dreams without guilt
⭐ Build a future that reflects your goals
If you want peace over perfection, simple systems over stress, and progress that actually fits your life - this podcast is for you. You don’t need to be “good at math.” More discipline won’t fix it. Another complicated budget isn’t the answer.
What does matter is a system that understands your life… and maybe a cup of coffee you don’t have to reheat three times.
Welcome to Simple Money Systems. Press “Play”
NEXT STEP:
1. Apply for your FREE consultation to talk to Diana 1:1. Find out the exact path forward to feeling better and greatly increasing your chances of getting your finances back on track - and learn how money breakthrough coaching can get you there: https://dianagalas.com/application
Have questions? Email me: diana@dianagalas.com
Listen on:
Simple Money Systems
Simple Money Systems is the podcast created for moms by who carry extra responsibilities and big dreams—but crave simple, doable ways to run their homes and finances with confidence, clarity, and calm. Hosted by Diana Galas, a mom, coach, and believer in peace over pressure, this podcast teaches simple home money methods that help you step into your role as the Home CFO—without the guilt, burnout, or overwhelm. Every episode offers real-life tools, customizable strategies, and mindset support to help you:
- Manage your money with clarity and grace
- Tackle your next financial goal with confidence
- Build discipline without being demanding
- Care for yourself while caring for your family
- Create peace of mind in your daily routines
This is a nonjudgmental, friendly, and clear space where your efforts are honored, your growth is celebrated, and your systems work for your season of life—not against it. Whether you’re meal planning, folding laundry, or juggling five things at once—Simple Money Systems will meet you where you are and help you move forward
Episodes
Monday May 19, 2025
Monday May 19, 2025
SHOW NOTES:
Are you still battling your money giant? Does it feel like this giant is consuming every corner of your life, creeping into your relationships, your dreams, your peace of mind? There’s nothing that can’t be solved.
In this episode listen how you can change financial burden into your action plan:
Get Clear on What’s Important to You
Define Your Focus
Align Your Finances with Your Life
Identify Your Driver
Take One Small Step Today
Now, pick just one small thing you can do today to begin this process. It could be as simple as sitting down to write out your priorities, or as big as having that tough conversation with your partner about your financial goals. The key is to take that first step. Action breeds momentum—once you take that first step, the rest will start to unfold.
🎧 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
Monday May 12, 2025
Monday May 12, 2025
SHOW NOTES:
In this episode, we’re diving into how to save money, even when every dollar already has a job. If you’ve ever felt like there’s just no wiggle room in your budget, this one’s for you. The truth is, money is a tool, not your master, and when you align your spending with your values and goals, you give every dollar purpose. Learn how to shift your mindset, stop battling your finances, and start building a bridge toward the life of peace, freedom, and security you deserve. You have the power to transform your relationship with money—and your future. Happy listening! 🎧
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
Monday May 05, 2025
Monday May 05, 2025
SHOW NOTES:
Ever heard of a Personal Financial Statement but weren’t quite sure what it was, or why it matters? In this episode, we’re breaking it all down in simple terms. Learn what a Personal Financial Statement is, why it’s a powerful tool for tracking your financial health, and how it can help you improve your net worth over time. Plus, we introduce the concept of a two-line budget—an easy, no-stress way to stay on top of your money every day. Whether you're just getting started or looking to level up, this episode gives you practical tools to take control of your finances with confidence.
Happy listening! 🎧
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
Monday Apr 28, 2025
Monday Apr 28, 2025
SHOW NOTES:
Borrowing against your home to pay off credit card debt sounds like a good idea – until it isn't. The key to true financial freedom isn’t wiping out debt, but changing the habits and systems that created it in the first place.
Friend, if you’re considering using home equity to pay off credit cards, ask yourself: What happens if this doesn’t work? Because you don't want to end up in an even deeper financial hole. Many people consider using home equity to pay off credit card debt. It sounds attractive because it’s a financial move when you can pay off your credit cards and start a fresh, but really? Let's find out if it's really a good idea and what the strings are attached to borrowing money from equity to pay off credit cards.
🎧 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
Monday Apr 21, 2025
Monday Apr 21, 2025
SHOW NOTES:
Imagine trying to navigate a maze with a map that’s 50 pages long—overwhelming, right? That’s how traditional budgeting can feel: complex, time-consuming, and often discouraging. But what if you could manage your money with just two simple lines? The 2-Line Budget—a revolutionary approach that strips away the clutter and gives you a smarter, more efficient way to take control of your finances. In a world where simplicity reigns supreme, the 2-Line Budget isn’t just a shortcut—it’s a game-changer.
The 2-line budget is hands down the most convenient, simple, and effective budgeting system I’ve ever encountered. After trying countless budgeting methods—spreadsheets, apps, complex expense trackers—I felt overwhelmed and stuck. But when I discovered the 2-line budget, everything changed. It transformed my life in ways I didn’t think possible.
Discover in this episode the stress-free budgeting you actually look forward to!
🎧 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
Monday Apr 14, 2025
Monday Apr 14, 2025
SHOW NOTES:
Budgeting can feel like a mentally draining and time-consuming task for busy moms for a variety of reasons. Firstly, the mental load of managing money on top of all the other responsibilities can be exhausting. With so much on their plates already, adding budgeting to the mix can feel like one more thing to worry about. Learn in this episode simple strategies how managing family finances made easy with the 2-line budget.
🎧 Listen On-The-Go and Learn!
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call
✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE TIPS TO LEARN: Episode 76
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Tuesday Apr 08, 2025
Tuesday Apr 08, 2025
SHOW NOTES:
Debts end up in collections when people consistently miss payments or default on their loans. This can happen for various reasons, such as financial hardship, unexpected expenses, or simply poor financial management. Once a debt is sent to collections, the collection agency will attempt to contact the borrower to arrange for repayment. If the borrower continues to ignore the debt, the collection agency may take legal action to recover the money owed. In this episode, learn how taking action now can make a huge difference in your financial future. Don't wait until it's too late - start implementing these strategies today to protect yourself and your assets. Take control of your finances and empower yourself to overcome any challenges that come your way. Get your mic on and
🎧 Listen On-The-Go and Learn!
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE CALL: book your Clarity Call https://dianagalas.com/call
✔️ FREE CHAT: send me a quick text via IG messaging https://dianagalas.com/chat
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE TIPS TO LEARN: Episode 69
Tuesday Apr 01, 2025
Tuesday Apr 01, 2025
SHOW NOTES:
Are you feeling the pressure of rent due dates creeping up? In this episode, I break down five simple steps you can take right now to cut expenses, stretch your budget, and avoid the risk of eviction. Whether you’re behind on rent or just looking to stay ahead financially, these strategies will help you gain control and keep a roof over your head.
🎧 Listen and Learn!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE EPISODES ON THIS TOPIC: Episode 74
Tuesday Mar 25, 2025
Tuesday Mar 25, 2025
SHOW NOTES:
In today’s episode, we’re diving into two powerful shifts that can transform your cash flow and bring financial peace:
✅ Be intentional with every dollar – Use my simple and empowering cash-flow system to give your money a job before it disappears.✅ Pay yourself first – Before bills, before expenses—because your financial future deserves to come first!
Not sure where to start? Join my Debt-Free Budgeting Course!
You’ll learn how to:✔ Set up your emergency fund✔ Create a stress-free bill pay system✔ Prioritize your spending with the 2-line budget method
This program is truly life-changing and lifesaving! Apply today here. I can't wait to hear from you!
🎧 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE EPISODES ON THIS TOPIC: Episode 75
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Tuesday Mar 18, 2025
Tuesday Mar 18, 2025
Whether you are going through any limitations that life puts you on, you are the master of unlocking your strength and potential. Your journey may look different, but that doesn’t make it any less meaningful or powerful. Every challenge you face is an opportunity to grow, to rise, and to prove—most importantly to yourself—that you are capable, resilient, and worthy of every joy life has to offer. Keep going, keep believing, and never forget that you are not alone. You are seen, you are valued, and you are more powerful than you know. But, you are out of financial resources, you do not have extra time on your hands, and you feel consumed by your predicament. You feel confused and overwhelmed. I know you’re feeling stuck, unsure of how to get out and gain control over your life. Is that what you think? You’ve got some ideas, but with everything going on, it feels impossible to sit down and make sense of it all. Here’s the solution:
Step 1: Identify Your Purpose & Goals
Step 2: Maximize Every Dollar with a Simple Money System
Step 3: Stay Resilient & Keep Moving Forward
🎧 Enjoy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
✔️ MORE EPISODES ON THIS TOPIC: Episode 74