SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Easy Budget, Save Money, Effective Budget, Money Tips, Special Needs Mom Budget, Holistic Budget, Spending Plan, One Income Budget
Are you a full-time mom and caregiver drowning in debt? Do you feel overwhelmed by paying bills on time, daily grocery shopping, and constantly running low on gas? Are you missing out on your life continuing to further drown in debt? Do you wish you had the step-by-step guidance to attain the financial stability that you desire? Would you like to invest more and spend less money? Are you ready to start living your dream with peace and confidence, and do things that bring you joy while caring for your loved one? You are in the right place. My mission is to equip special needs moms just like you with easy-to-understand money management tools through simple money systems so your money will finally start serving you, even as you care for a child with disabilities. In this podcast, you will find simple financial strategies that will free you from the debt keeping you up at night. You CAN gain confidence and control over your finances with a bold and simple budget. Hi, I’m Diana, a special needs Mom, a wife, and a successful business owner with over 20 years of accounting experience. I tried to pay off my credit cards, car and student loans, and my mortgage. But the more money I earned, the deeper in debt I grew. I finally realized that if I to find freedom in my finances, I needed a proven solution. So, using my accounting experience and years of research, trial and error, I created a plan that fit ME, a simple strategy that I could actually stick with, a lifestyle that made finances easy and fun. And now I am ready to share it with you! If you are ready for a step-by-step, simple, budget-based financial plan that is built for special needs moms in mind to get you out of debt, so that you can enjoy peace of mind, quality time with your kids, and more money in your pocket – this podcast is for you! Become an Insider: https://simple-money-systems.ck.page/ Connect on FB: https://bit.ly/timeforfacebook Work With Me: diana@dianagalas.com Check my Offer: www.dianagalas.com
Episodes
Saturday Feb 10, 2024
Saturday Feb 10, 2024
Show Notes:
Welcome back to the Simple Money Systems podcast! What a great time to catch up on some money talk. Maybe you already took several financial courses with other coaches that left you with to-do and not-to-do lists that you were not able to get your hands on to tackle leaving you even more confused and discouraged from paying off your debt. You are tired of figuring out your finances on your own just to end up with more overwhelm. Today I want to talk about how you can be confident in growing your financial freedom and how Simple Money systems can help you gain needed knowledge, guidance, and financial accountability. I know you’ve been swirling around stuck on how to gain control over your spending. You have basic ideas, you feel like well, you are way too multifaceted to sit down and look at your financials and you keep hitting this wall. Simple Budgeting is a four-week framework that takes you through 4 steps to get you on the financial track with your custom-built budget. You just going to simply go through this method and you going to get clarity, you going to know exactly how much money you are making and where your money is going. You are going to be able to create a spending plan. By week 3 you will know exactly what your budget is. Maybe you just need a one-hour session with me to get you back on track. If you are so done wasting your time being confused about what spending or what debt to tackle first - a simple budget framework is your answer – it’s super affordable. You can start at $47. And as a bonus this time only for the first 5 candidates who booked a call with me, I offer free of charge all four coaching sessions building your Simple Budget Framework. You heard me right, I give away four weeks of 1 hour coaching a week to the first 5 candidates. My friend, you have nothing to lose but that life of uncertainty and those shackles of debt. Book a coaching call to chat about how working together could be the right fit. I am looking forward to hearing from you!
The main goal of my show and the Simple Budgeting coaching offer is to help you learn about your finances in simple, attainable steps. To show you a simple way how finances can become a fun part of your life. The Simple Money Systems is the place that is designed for you, so you know that you are part of the family and community of like-minded people.
When you join the Simple Money Systems Facebook community you will have access to knowledgebase and connect with other like-minded people. I am also answering questions there that you might very much benefit from. This is an organic group with a great source of accountability to help you through your financial journey.
You are so welcome to join my email insider team as well. Weekly I send emails with insights on the latest podcast topic that is practical with day-to-day experiences. I want you to concentrate on one thing today: meditate on what is the most important thing in your life and share your thoughts in our Facebook community.
If you need more detailed help with figuring out your finances I still have 5 spots available in my 1 hour debt-free budgeting coaching in the month of February. Sign up today because you are exceptional, above the crowd, with endless possibilities to dream and to live a victorious debt-free life with peace and confidence!
Learn - schedule a coaching call right here: https://calendly.com/dianagalas/coaching-call-booking
Connect - become an Insider here: https://simple-money-systems.ck.page/
Engage – join FB here: https://bit.ly/timeforfacebook
Friday Feb 02, 2024
Friday Feb 02, 2024
Show Notes:
It is easy to lose balance when something unexpected shakes your base. It can be anything. How about you, my friend? What is your story? Do you have one? With me, it was my special child. Now, I feel a responsibility here to make sure you are ready for any kind of storm in your life small or big. Maybe you are going through right now. Have your special fund in place. It is called by others as an emergency fund but I rather like to call it a special fund. Please take an hour this weekend and look at your bank, and credit card statements. Find your outstanding loan balances and get to your bottom line – find out if your cash flow. And if you do it’s great! Allocate some amount specifically to build your special fund. You will thank yourself when the time comes. If you need help you are welcome to get in touch with me without any pressure or anything to buy from me, to help you start with your budget. Schedule a time to call me! Come and join my Facebook group where you can be heard and connected with other moms like you. Go to the show notes right here and click that link to start.
Learn - schedule a Free Discovery Call right here: https://calendly.com/dianagalas/coaching-call-booking
Connect - become an Insider here: https://simple-money-systems.ck.page/
Engage – join FB here: https://bit.ly/timeforfacebook
www.dianagalas.com
Wednesday Jan 31, 2024
Wednesday Jan 31, 2024
Show Notes:
You have your budgeting tools under your belt, you know the exact strategy to tackle your debt or to start smart investing. Friend, I urge you about the importance of having your budget in place! If you don’t have it please, right now, hit the stop button and schedule a phone call with me. You need to have your budget to start living with a solid knowledge of where your hard-earned money goes. Have your notebook, list some ideas with ways you can bring more money home, come up with a plan, get your budget up, and if you need help with it get in touch with me right below this episode in the Show Notes link right here. If you need to retouch your budget and have a question you are welcome to get into our Facebook group and let us know. Become an insider and receive weekly emails from me with notes of practical advice, get first-hand knowledge about upcoming offers or workshops – sign up right here:
Learn - schedule a Free Discovery Call right here: https://calendly.com/dianagalas/coaching-call-booking
Connect - become an Insider here: https://simple-money-systems.ck.page/
Engage – join FB here: https://bit.ly/timeforfacebook
Tuesday Jan 23, 2024
Tuesday Jan 23, 2024
Show Notes:
Welcome to episode 19! Are you stuck with a high-interest-rate home loan? Let’s get deep into how it can serve to your advantage. You might be wondering if it’s even safe to invest in your home like making extra principal payments. In general, housing is an essential need and always will remain in value. Just by looking at the historical housing market it always going up. The home value may drop but eventually, it will pick up and rise. So it is a very safe investment.
Here is a recap of today's topic in what ways high interest rates can be useful.
It helps you to build your home equity
It provides tax interest write-offs
It prompts you to clean your credit history
It points you to invest in real estate
It teaches you about the real estate market
It urges you to develop a budgeting habit
Learn - schedule a Free Discovery Call right here: https://calendly.com/dianagalas/coaching-call-booking
Connect - become an Insider here: https://simple-money-systems.ck.page/
Engage – join FB here: https://bit.ly/timeforfacebook
Wednesday Jan 17, 2024
18 II 7 Budget Myths Blocking You from Productive Money Management
Wednesday Jan 17, 2024
Wednesday Jan 17, 2024
Show Notes:
My friend, what are your misconceptions about budgeting? How do you handle your finances? Have you found this information helpful in any way? I hope it stretched you, challenged you helping you to grow in your financial journey. Write down on a piece of paper everything preventing you from getting to your budget. Whether it is a lack of knowledge and time, fear of facing your financial standing, unfortunate circumstances, maybe it’s a pang of guilt, procrastination, or anything else. Take this list and acknowledge it line by line by seeking help to overcome one obstacle at a time. Please do it now. Pray about a clear mind, about strength in your daily journey working on a great mission with your exceptional child. Start your fearless budgeting by scheduling a free 10-15-minute discovery call with me to find out how you can jump-start your budget. Sign up for a free community membership with like-minded Moms just like you on Simple Money Systems Facebook Group. Become an insider and sign up for my weekly emails with encouragement and advice tips. Contact me with any questions you might have. Home finances can be confusing but are so rewarding once you are on top of them. I would love to make it easier for you by hearing your thoughts and concerns. Take action now. If not now then it might be never – get your financial roadmap today!
Learn - schedule a Free Discovery Call right here: https://calendly.com/dianagalas/coaching-call-booking
Connect - become an Insider here: https://simple-money-systems.ck.page/
Engage – join FB here: https://bit.ly/timeforfacebook
Friday Jan 12, 2024
17 II Loose 15 Lbs in 30 Days on Budget Eating 5 Times a Day
Friday Jan 12, 2024
Friday Jan 12, 2024
Show Notes:
You can eat 5 times a day, cook once maybe twice a week, do grocery shopping once a week, and kiss your grocery receipt! How does it sound?
First, eat your breakfast. It must include lean proteins, some whole grains preferably cooked, and a load of fresh greens and veggies. Similar food ingredients for lunch. And for dinner same ingredients but grains. That’s it! How much simpler it can be? I also eat two snacks. Morning snuck between breakfast and lunch and afternoon snuck between Lunch and Dinner time. For my morning snack, I eat one fruit and for my afternoon snack, I take a closed fist of nuts. And friends, drink at least a gallon or 4 liters of water per day, please! One more very important advice: avoid consuming sugar in all shapes and forms at all costs.
I lost 15 pounds or 6.5 kilograms in 30 days by keeping this simple meal plan system. Use a grocery shopping list to keep your bank intact. Share your meal pictures and meal planning questions in FB private free group for accountability and support. Looking forward to hearing from you!
Show Notes:
You need to take these 3 steps right now to start your budget work for you:
Track your daily expenses during your nightly routine time in one system like an Excel spreadsheet. Lit up candles, use an essential oils diffuser, and play soft music to establish a serene and peaceful atmosphere when you reflect on the day behind. Leave it there with a grateful heart, knowing that what you accomplished today is sufficient and you gave your best effort.
Get your weekend Money Squad Time established – review the week’s expenses and prep for the upcoming week.
Close your Month-end and not just books – clean your Apps and files, purge your email inbox, and file your statements. Then review the past month's finances and adjust your budget for the upcoming month.
Incorporate these habits into your life. Make your finances part of your daily, weekly, and monthly routines.
Schedule Free Discovery Call right here https://calendly.com/dianagalas/coaching-call-booking
Become an Insider here https://simple-money-systems.ck.page/
Connect on FB here https://bit.ly/timeforfacebook
Contact me right here diana@dianagalas.com
Tuesday Jan 09, 2024
16 II Why Your Budget Is Not Working - Do 3 Things Now
Tuesday Jan 09, 2024
Tuesday Jan 09, 2024
Show Notes:
You need to take these 3 steps right now to start your budget work for you:
Track your daily expenses during your nightly routine time in one system like an Excel spreadsheet. Lit up candles, use an essential oils diffuser, and play soft music to establish a serene and peaceful atmosphere when you reflect on the day behind. Leave it there with a grateful heart, knowing that what you accomplished today is sufficient and you gave your best effort.
Get your weekend Money Squad Time established – review the week’s expenses and prep for the upcoming week.
Close your Month-end and not just books – clean your Apps and files, purge your email inbox, and file your statements. Then review the past month's finances and adjust your budget for the upcoming month.
Incorporate these habits into your life. Make your finances part of your daily, weekly, and monthly routines.
Schedule Free Discovery Call right here: https://calendly.com/dianagalas/coaching-call-booking
Become an Insider here: https://simple-money-systems.ck.page/
Connect on FB here: https://bit.ly/timeforfacebook
Contact me right here: diana@dianagalas.com
Wednesday Jan 03, 2024
15 II Money Making Mindset – 3 strategies for financial growth
Wednesday Jan 03, 2024
Wednesday Jan 03, 2024
Show Notes:
Improving financial confidence is a gradual process that involves both practical actions and a positive mindset. By taking proactive steps and staying committed to your financial goals, you can build confidence in your ability to manage and improve your financial well-being. Remember, attracting money is often a result of a combination of practical financial habits, continuous learning, and a positive mindset. It's not about seeking quick fixes but rather adopting a holistic approach to financial well-being. Commitment and consistency will get you there!
Become an Insider: https://simple-money-systems.ck.page/
Connect on FB: https://bit.ly/timeforfacebook
Work With Me: diana@dianagalas.com
Monday Dec 25, 2023
Monday Dec 25, 2023
Show Notes:
Improving financial confidence is a gradual process involving practical actions and a positive mindset. By taking proactive steps and staying committed to your financial goals, you can build confidence in your ability to manage and improve your financial well-being.
Take a good self-care
Have a structured routine
Create an inviting desk area
Organize financial paperwork
Have a paper planner
Know your money in and out
Have a financial plan
Learn new habits
Seek financial counseling
Become an Insider: https://simple-money-systems.ck.page/
Connect on FB: https://bit.ly/timeforfacebook
Work With Me: diana@dianagalas.com
Friday Dec 22, 2023
13 II Christmas Valuable Treasure – Your Special Child is Born
Friday Dec 22, 2023
Friday Dec 22, 2023
Show Notes:
Today I would like to reflect on a very sacred topic about the most valuable treasure of a special child that once was born. You have your gem right in front of you. Take a closer look. Pick it up from the dirt, wash it, gently wrap it in a fine cloth, bring it to the sunlight, and get your magnifying glass out – you will see so many sparkles! Let it shine in you and through you! Let it be your blessing in disguise. Bring it to the others and those running with no stop missing on the most important, who are broke and lost. To those whose dreams were stolen with no hopes. Bring them a sense of a fresh start, new hope, and endless possibilities. Let them pause, and let them see the sunshine in the clouds. Let them know that their unfavorable circumstances will turn out to be even more beneficial and advantageous than they could ever imagine otherwise. Be that star in the darkest sky, let them find a way to the manger where the Child is born.
“We need to live, we have to live, we should live a life worth living for!” Diana Galas
Become an Insider: https://simple-money-systems.ck.page/
Connect on FB: https://bit.ly/timeforfacebook
Work With Me: diana@dianagalas.com