SIMPLE MONEY SYSTEMS for Special Needs Mom II Save Money, Budgeting, Debt, Financial Plan, Wealth, Down’s Syndrome
⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!
Has caring for your kiddo with special needs left you physically, mentally, or financially drained? Do you feel like your life has been put on hold, even though you know God still placed dreams on your heart?
Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? Do you want to fund your dreams and fully support your child’s needs without guilt, confusion, or constant sacrifice?
If you’re ready to grow your finances so you can protect your child’s future and finally make room for your own, welcome to the Simple Money Systems Podcast with step-by-step episodes, created by a mom who truly understands this life and is walking it right alongside you.
I’m Diana, a financial coach, simple money systems specialist, and a mom to a son with Down syndrome. I don’t teach from a quiet or perfect life. I teach from inside the mess: the advocacy, the emotional load, the unpredictable days, and the weight of carrying everything for everyone. Every strategy shared here has been shaped and tested by real life - for real moms raising children with special needs.
Simple Money Systems was built for moms like you who hold emotional, mental, and financial responsibility every single day. This isn’t about doing more or trying harder. It’s about simplifying money decisions, reducing pressure, and creating a clear structure so your finances stop adding to the load and start supporting the life you’re holding together.
Inside the podcast, you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:
⭐ Stop living paycheck to paycheck
⭐ Create predictable cash flow
⭐ Pay off debt even when money feels tight
⭐ Pursue your dreams without guilt
⭐ Build a future that reflects your goals
If you want peace over perfection, simple systems over stress, and progress that actually fits your life - this podcast is for you. You don’t need to be “good at math.” More discipline won’t fix it. Another complicated budget isn’t the answer.
What does matter is a system that understands your life… and maybe a cup of coffee you don’t have to reheat three times.
Welcome to Simple Money Systems. Press “Play”
NEXT STEP:
1. Apply for your FREE consultation to talk to Diana 1:1. Find out the exact path forward to feeling better and greatly increasing your chances of getting your finances back on track - and learn how money breakthrough coaching can get you there: https://dianagalas.com/application
Have questions? Email me: diana@dianagalas.com
Listen on:
Simple Money Systems
Simple Money Systems is the podcast created for moms by who carry extra responsibilities and big dreams—but crave simple, doable ways to run their homes and finances with confidence, clarity, and calm. Hosted by Diana Galas, a mom, coach, and believer in peace over pressure, this podcast teaches simple home money methods that help you step into your role as the Home CFO—without the guilt, burnout, or overwhelm. Every episode offers real-life tools, customizable strategies, and mindset support to help you:
- Manage your money with clarity and grace
- Tackle your next financial goal with confidence
- Build discipline without being demanding
- Care for yourself while caring for your family
- Create peace of mind in your daily routines
This is a nonjudgmental, friendly, and clear space where your efforts are honored, your growth is celebrated, and your systems work for your season of life—not against it. Whether you’re meal planning, folding laundry, or juggling five things at once—Simple Money Systems will meet you where you are and help you move forward
Episodes
Monday Aug 04, 2025
Monday Aug 04, 2025
SHOW NOTES:
In this powerful conversation, Diana sits down with Inga Lizdenyte—a speaker, coach, and author of “Unstoppable – It’s a Choice.” Inga’s story is one of resilience, faith, and purpose. After a life-altering accident left her paralyzed, Inga made a decision that changed everything: to choose victory over victimhood.
In This Episode, You'll Hear:
Inga’s personal journey from tragedy to transformation
How mindset and faith can radically reshape your future
Practical ways to overcome life’s setbacks with purpose
Why “unstoppable” isn’t something you become—it’s something you choose
Encouragement to rise above your own limiting beliefs
Visit Inga’s website: www.becomingunstoppable.org
Order her book Unstoppable – It’s a Choice HERE
Connect with Inga on Instagram: inga_lizdenyte #ingalizdenyte and Facebook: www.facebook.com/unstoppableinga
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Jul 31, 2025
Thursday Jul 31, 2025
SHOW NOTES:
Unexpected expenses can throw even the most organized moms off track — but they don’t have to steal your peace. In this episode of Simple Money Systems, we’re getting real about the curveballs life throws and how to handle them without panic. I’m sharing 5 practical strategies to help you stay calm, confident, and in control when surprise costs show up — from activating your “Pause Plan” to building your Life Happens fund and creating a support system that has your back. If you’re a busy mom raising exceptional kids and striving for a peaceful, purpose-driven approach to money, this episode will give you the tools you need to take your next right step. Plus, hear how you can join our private community and start implementing simple habits that lead to lasting financial freedom.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Jul 28, 2025
Monday Jul 28, 2025
SHOW NOTES:
When money is tight and responsibilities feel never ending, staying motivated to budget can feel like climbing a mountain with no peak insight. In this episode, well break down simple mindset shifts and daily habits that help you stay consistent with your money – even on the hard days. You’ll learn how to do a 2-minute daily money check in, reset your mindset, and find momentum without perfection. Wheter you are running a household, a business, or both, this episode will remind you that progress is possible and you don’t have to do it well. Hit play and let this be your reminder that youre doing better than you think and you’ve got what it takes to move forward with clarity, confidence and grace.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Jul 24, 2025
Thursday Jul 24, 2025
SHOW NOTES:
In this episode of Simple Money Systems, we’re flipping the guilt script and diving into 6 powerful ways to spend your money and time with zero guilt — because these are the kinds of investments that actually pay you back in peace, purpose, and real-life progress. We’re talking about spending that supports your life, not drains it:1️⃣ Invest in Your Knowledge2️⃣ Focus on Quality Over Quantity3️⃣ Use Cash-Back and Rewards Credit Cards Wisely4️⃣ Invest in Your Health5️⃣ Embrace Minimalism6️⃣ Invest Your Time in Planning
These aren’t just money tips — they’re mindset shifts. You’ll walk away with a fresh lens on what it means to spend intentionally, confidently, and joyfully. Because when your money and time align with what truly matters, you create a life that feels both lighter and more fulfilling. Tune in and let’s rebuild your relationship with spending — one purpose-filled step at a time.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Jul 21, 2025
Monday Jul 21, 2025
SHOW NOTES:
This episode is your monthly reset button! If you’re tired of feeling behind on bills, stretched thin by surprise expenses, or overwhelmed by where to start — this one's for you. I’m walking you through 9 simple, practical steps to help you feel more confident, organized, and at peace with your money each month. From reviewing your spending and setting focused goals to creating a mindset that supports your financial journey — these small but powerful habits are designed especially for busy moms managing it all.
What You’ll Learn:• The 9 essential monthly money moves to reduce stress and build confidence• How to sync your spending with your real life (not just a spreadsheet)• Ways to connect your mindset and your money for true financial peace• My favorite morning & evening routines to stay centered and intentional
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Jul 17, 2025
Thursday Jul 17, 2025
SHOW NOTES:
In today’s episode, we unlocked the secret to getting paid for both spending and saving—yes, it’s possible! I shared how to use your credit card strategically to turn everyday purchases into cash rewards, and how to build a stress-free savings habit with automated transfers, fun weekly challenges, and high-yield savings options. You’ll walk away with simple, actionable steps to organize your finances, protect your money, and finally let your money start working for you. Whether you’re just starting out or ready to level up, this episode is packed with practical tools to bring you peace, control, and real progress.
Listen to Episode #100 HERE
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Jul 14, 2025
Monday Jul 14, 2025
SHOW NOTES:
If you’re tired of paying off debt only to fall back in again, this latest blog post is for you. In “7 Simple Strategies to Stop Falling Into Debt Again,” you’ll find quick, practical tips made for busy moms—especially those navigating the unique demands of raising a special needs child. From using a 2-line budget to identifying emotional spending triggers, this guide offers doable solutions that fit your real life. It’s not about being perfect—it’s about building a system that works, even when everything else feels overwhelming. Ready for peace instead of pressure? Read the full post and grab your free Debt-Proof Budget Starter Kit!
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Jul 10, 2025
Thursday Jul 10, 2025
SHOW NOTES:
In this enlightening episode of Simple Money Systems, we sit down with Caroline Henderson, a homeschooling mom of four, holistic wellness advocate, and the voice behind the Healthy Habits for Moms podcast. Caroline shares her journey of integrating small, intentional habits into daily life to foster clarity, reduce financial stress, and cultivate peace.
Key Takeaways:
The Power of Small Habits: Caroline emphasizes that even the smallest habits, like checking your bank account balance each morning, can set a positive tone for the day and lead to greater financial clarity.
Holistic Approach to Wellness: She discusses how holistic wellness isn't just about physical health but also encompasses mental and financial well-being, encouraging listeners to adopt routines that nurture all aspects of life.
Practical Tips for Busy Moms: As a homeschooling mom, Caroline offers practical advice on balancing family life, self-care, and financial management, proving that it's possible to thrive without feeling overwhelmed.
Connect and learn more about Caroline: https://divinedesignwellness.org
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Jul 07, 2025
Monday Jul 07, 2025
SHOW NOTES:
What if saving money didn’t feel like pressure, guilt, or overwhelm—but something you actually enjoyed?
In this episode of Simple Money Systems, we’re breaking down two powerful (yet simple!) routines that can help you build confidence, spend with intention, and create a peaceful rhythm with your money. No complicated budgeting. No all-or-nothing pressure. Just small, consistent steps that make a big difference.
You’ll learn how to turn your weekly and monthly money check-ins into a calm, empowering ritual—and why a nightly “Honor Hour” can completely shift how you feel about spending and saving.
Whether you're trying to save more, stop feeling behind, or just want to connect more with your financial goals, this episode will help you get there—with ease.
What You’ll Learn:
Why saving doesn’t have to feel like restriction or deprivation
How a quick weekly money check-in can keep you on track without stress
What a monthly money reflection looks like—and why it builds momentum
How to make your “Honor Hour” feel like cozy, intentional self-care
Why this approach actually works (hint: no more relying on willpower!)
One small action you can take tonight to start your new money rhythm
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Jul 03, 2025
Thursday Jul 03, 2025
SHOW NOTES:
In today’s episode, we explore two powerful, simple, and actionable strategies to help you start saving money and spending less—without sacrificing the things that matter most. Whether you're juggling life with a special needs child or just trying to make ends meet, these two techniques will help you create financial peace and start living the life you deserve, right now.
What You’ll Learn in This Episode:
Set Daily Spending by Observing Your Morning Power Hour
Why your morning routine can directly impact how much money you save.
The importance of taking just a few minutes each morning to plan your spending and set goals for the day.
How this small habit can help you avoid impulsive buying and stick to your financial goals.
Find Affordable, Wholesome Alternatives
How to embrace more affordable and wholesome alternatives without sacrificing quality of life.
Tips on budget-friendly activities, meal prepping, and ways to make everyday choices more cost-effective.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas