SIMPLE MONEY SYSTEMS for Special Needs Mom II Save Money, Budgeting, Debt, Financial Plan, Wealth, Down’s Syndrome
⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!
Has caring for your kiddo with special needs left you physically, mentally, or financially drained? Do you feel like your life has been put on hold, even though you know God still placed dreams on your heart?
Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? Do you want to fund your dreams and fully support your child’s needs without guilt, confusion, or constant sacrifice?
If you’re ready to grow your finances so you can protect your child’s future and finally make room for your own, welcome to the Simple Money Systems Podcast with step-by-step episodes, created by a mom who truly understands this life and is walking it right alongside you.
I’m Diana, a financial coach, simple money systems specialist, and a mom to a son with Down syndrome. I don’t teach from a quiet or perfect life. I teach from inside the mess: the advocacy, the emotional load, the unpredictable days, and the weight of carrying everything for everyone. Every strategy shared here has been shaped and tested by real life - for real moms raising children with special needs.
Simple Money Systems was built for moms like you who hold emotional, mental, and financial responsibility every single day. This isn’t about doing more or trying harder. It’s about simplifying money decisions, reducing pressure, and creating a clear structure so your finances stop adding to the load and start supporting the life you’re holding together.
Inside the podcast, you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:
⭐ Stop living paycheck to paycheck
⭐ Create predictable cash flow
⭐ Pay off debt even when money feels tight
⭐ Pursue your dreams without guilt
⭐ Build a future that reflects your goals
If you want peace over perfection, simple systems over stress, and progress that actually fits your life - this podcast is for you. You don’t need to be “good at math.” More discipline won’t fix it. Another complicated budget isn’t the answer.
What does matter is a system that understands your life… and maybe a cup of coffee you don’t have to reheat three times.
Welcome to Simple Money Systems. Press “Play”
NEXT STEP:
1. Apply for your FREE consultation to talk to Diana 1:1. Find out the exact path forward to feeling better and greatly increasing your chances of getting your finances back on track - and learn how money breakthrough coaching can get you there: https://dianagalas.com/application
Have questions? Email me: diana@dianagalas.com
Listen on:
Simple Money Systems
Simple Money Systems is the podcast created for moms by who carry extra responsibilities and big dreams—but crave simple, doable ways to run their homes and finances with confidence, clarity, and calm. Hosted by Diana Galas, a mom, coach, and believer in peace over pressure, this podcast teaches simple home money methods that help you step into your role as the Home CFO—without the guilt, burnout, or overwhelm. Every episode offers real-life tools, customizable strategies, and mindset support to help you:
- Manage your money with clarity and grace
- Tackle your next financial goal with confidence
- Build discipline without being demanding
- Care for yourself while caring for your family
- Create peace of mind in your daily routines
This is a nonjudgmental, friendly, and clear space where your efforts are honored, your growth is celebrated, and your systems work for your season of life—not against it. Whether you’re meal planning, folding laundry, or juggling five things at once—Simple Money Systems will meet you where you are and help you move forward
Episodes
Thursday Oct 16, 2025
Thursday Oct 16, 2025
SHOW NOTES:
In this fun and heart-to-heart episode of Simple Money Systems, Diana breaks down three smart (and super doable) strategies to help you stretch your income and build a more secure financial future—without needing a second job or a finance degree! You’ll learn how to create a budget you actually enjoy using, discover stress-free saving hacks (hello, automatic transfers!), and finally understand how investing can work for you—even if you're a total beginner. Whether you're managing a household or just trying to make your paycheck last until Friday, this episode is packed with relatable stories, simple tips, and plenty of encouragement. Grab your favorite drink, get comfy, and let’s make your money work smarter, not harder!
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Oct 13, 2025
Monday Oct 13, 2025
SHOW NOTES:
In this podcast episode, Diana talks about a big mistake people make with their money. She tells us a story about her grandmother who kept seeds in a jar. Her grandmother explained that if you plant all the seeds now, you won’t have any for later. This teaches us that we need to save some money for the future instead of spending it all on things that make us feel good right now, like takeout or a new phone.
Diana explains that when we spend too much today, we might wake up later and realize we don’t have enough money for our big dreams or to pay off debts. She calls this "spending the seed grain" because, just like seeds, if we use it all up now, we won’t have anything left for tomorrow.
Diana suggests that for one week, we can try to think before we spend. We should ask ourselves if what we want to buy helps us today or if it's better for our future. By making smart choices, we can help our money grow and be happier later on!
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Oct 09, 2025
Thursday Oct 09, 2025
SHOW NOTES:
Are you tired of feeling like your money controls you instead of the other way around? In this episode, we dive into how to find financial balance—whether you're paying off debt, trying to save more, or struggling to manage your family budget. Learn practical steps to make your money work for you, create a sustainable spending plan, and start building long-term financial freedom without burnout.
What you'll learn:
✅ What financial balance really means✅ How to align your money with your values✅ Budgeting strategies that actually stick✅ Ways to pay off debt without sacrificing joy✅ Tips for growing wealth even on a tight income
Perfect for busy families, overwhelmed professionals, and anyone craving financial peace of mind.
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Oct 06, 2025
Monday Oct 06, 2025
SHOW NOTES:
In this episode, I’m sharing seven practical steps to help special needs moms create financial security for their children — without adding more stress to an already full plate. You’ll hear real-life examples, simple strategies like my 2-Line Money Method, and tips on building an emergency fund, setting up a special needs trust, and connecting with supportive communities. Whether you’re just starting to get a handle on your finances or you’re ready to plan decades ahead, this conversation will give you the clarity, confidence, and tools you need to build a future where both you and your child can thrive.
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Oct 02, 2025
Thursday Oct 02, 2025
SHOW NOTES:
Ever feel like you’re working nonstop yet still falling behind? In this episode of Simple Money Systems, we unpack the earn–spend–repeat cycle that keeps so many stuck—not because of yachts and diamonds, but everyday expenses, small splurges, and surprise bills. You’ll learn the four most common reasons this cycle repeats, how to shift from reactive spending to intentional investing, and simple steps to set goals, track your money, and build momentum toward financial peace. Plus, join our Simple Money Systems private Facebook group for judgment-free support, and grab instant access to the Simple Money Method Workshop to learn the 2-line budgeting method that helps you create a personal financial roadmap that works in real life.
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Wednesday Oct 01, 2025
Wednesday Oct 01, 2025
SHOW NOTES:
In this episode, we dive into the Live Simple Money Method workshop i hosted last week, a practical and empowering approach to transforming your money into a tool for achieving your biggest dreams. You’ll learn how to shift your mindset and see money not as a limitation, but as a powerful resource that can support your purpose. We explore how to discover your "why"—the personal reason that fuels your goals and keeps you moving forward. Then, we break down the 2-Line Budget Method, a simplified but effective way to manage your finances without the overwhelm. Finally, we tackle the tough stuff—how to take action when fear shows up, and how to turn your stumbling blocks into stepping stones. Whether you're just getting started or looking to reset your financial path, this episode is packed with insight, encouragement, and actionable next steps.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ BECOME AN INSIDER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Tuesday Sep 23, 2025
Tuesday Sep 23, 2025
SHOW NOTES:
Learn your Money Method in 4 steps:
1. Define Your Money
2. Dream BIG
3. Know Your WHY
4. Your Money Method
👉 Signup here at dianagalas.com/workshop
👉 Leave for Diana your short voicemail with a question or note: https://www.speakpipe.com/DianaGalas
Monday Sep 22, 2025
Monday Sep 22, 2025
SHOW NOTES:
In this episode of the Simple Money Systems podcast, we’re diving into a topic that hits close to home for so many of us — the way we quietly downgrade our dreams because of financial fear or overwhelm. If you’ve ever said, “I’ll do that someday… when the money’s right,” this episode is your wake-up call and warm hug all in one. I’ll show you how to build a solid financial foundation using my simple 2-line budget — even if money is tight. You’ll learn how to track what really matters, identify where your money’s going, and begin funding your dreams without guilt. Whether it’s launching a passion project, going back to school, or just making space for you, this episode will help you start where you are, with what you have.
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Sep 18, 2025
Thursday Sep 18, 2025
SHOW NOTES:
In this episode, we dive into the powerful transition from perfectionism to prosperity. If you’ve ever felt paralyzed by the idea of doing everything perfectly — whether it’s budgeting, saving, or managing debt — you’re not alone. Host Diana Galas shares a personal story about her own struggle with perfectionism and how it nearly kept her from taking action on her finances. You’ll learn how to break free from the need for a "perfect" moment and start taking small, practical steps toward financial freedom. From creating a simple, two-line budget to automating your bills and celebrating small wins, this episode is packed with actionable tips for moms who need a doable, no-pressure approach to managing their money. Don’t wait for everything to be perfect — start today, and build momentum toward your financial goals!
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Sep 15, 2025
Monday Sep 15, 2025
SHOW NOTES:
In today’s episode, we’re talking about how to restore emotional, physical, spiritual, and mental balance — even when life feels overwhelming. I’ll walk you through two simple daily systems, the Power Hour in the morning and the Honor Hour at night, that help you realign with God’s peace, recharge your strength, and stay grounded in faithful stewardship. You’ll see how these rhythms not only nurture your spirit but also bring clarity to your money management, so you can walk in confidence, purpose, and balance.
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas