SIMPLE MONEY SYSTEMS for Special Needs Mom II Credit Card Debt, Save Money Tips, How to Make Budget, Make Ends Meet, Shopping List
⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!
Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? If you want to unleash your cash flow, a simple way to budget with no confusing spreadsheets, and finally feel in control of your money, that is exactly what this podcast is about.
I’m Diana — Financial Coach, Simple Money Systems Specialist, and a mom to a son with Down syndrome. I don’t teach from a quiet or perfect life. I teach from inside the mess: the responsibilities, the advocacy, the emotional load, the unpredictable days. Every strategy here is shaped and tested by real experience for real moms of special needs kiddos.
I built Simple Money Systems for moms raising children with special needs who carry emotional, mental, and financial responsibility every day. It’s designed to simplify money decisions, reduce pressure, and provide a clear structure - so finances stop adding to the load and start supporting the life you’re holding together. With these systems, your dreams can take shape, and you can build a future that reflects your goals.
Here you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:
💰 Stop living paycheck to paycheck and gain a predictable cash flow
💰 Pay off debt even when money feels tight
💰 Pursue your dreams and create a future that reflects your goals.
If you want peace over perfection, simple systems over stress, and progress that actually fits your life, this podcast is for you where being “good at math” isn’t required. Extra discipline won’t fix it. Another complicated budget isn’t the answer. What matters is a system that actually understands your life — and maybe a cup of coffee you didn’t reheat three times. Welcome to Simple Money Systems. Press “Play”.
NEXT STEP:
1. Apply for your FREE consultation to talk to Diana 1:1. Find out the exact path forward to feeling better and greatly increasing your chances of getting your finances back on track - and learn how money breakthrough coaching can get you there: https://dianagalas.com/application
Have questions?
Email me: diana@dianagalas.com
Listen on:
Simple Money Systems
Simple Money Systems is the podcast created for moms by who carry extra responsibilities and big dreams—but crave simple, doable ways to run their homes and finances with confidence, clarity, and calm. Hosted by Diana Galas, a mom, coach, and believer in peace over pressure, this podcast teaches simple home money methods that help you step into your role as the Home CFO—without the guilt, burnout, or overwhelm. Every episode offers real-life tools, customizable strategies, and mindset support to help you:
- Manage your money with clarity and grace
- Tackle your next financial goal with confidence
- Build discipline without being demanding
- Care for yourself while caring for your family
- Create peace of mind in your daily routines
This is a nonjudgmental, friendly, and clear space where your efforts are honored, your growth is celebrated, and your systems work for your season of life—not against it. Whether you’re meal planning, folding laundry, or juggling five things at once—Simple Money Systems will meet you where you are and help you move forward
Episodes
Monday Nov 10, 2025
Monday Nov 10, 2025
SHOW NOTES:
Feeling like your week never really ends? In this episode, Diana shares her simple, life-changing Friday Reset — a weekly ritual that helps you close your books, organize your projects, and protect your weekend from work overflow. You’ll learn how to plan your next week with purpose, reset your home (and your mind), and finally step into your weekend with peace.
Topics covered:
How to “close the books” every Friday for mental clarity
The best way to organize your desktop by projects and weekly tasks
Why keeping your laptop closed over the weekend matters
The Simple Meal Planning System that saves time and sanity
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Nov 03, 2025
Monday Nov 03, 2025
SHOW NOTES:
In today’s episode, we’re diving into the sneaky trap of lifestyle creep—how it quietly drains your peace, your budget, and your joy without you even realizing it. I’ll share the story of one mom’s journey from chasing the picture-perfect life to discovering what truly matters: peace of mind, contentment, and a lifestyle that reflects her values—not her social feed. If you’ve ever felt like you’re spending to keep up but still feeling behind, this episode will bring both relief and clarity. You’ll also learn how to start where you are, create a doable plan, and begin building real financial freedom—on your terms.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ BECOME AN INSIDER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Oct 30, 2025
Thursday Oct 30, 2025
SHOW NOTES:
In this episode, Diana shares the one simple strategy that helped her break free from debt and transform her family’s future — starting with discovering her powerful why. Through a personal story of exhaustion, overwhelm, and motherhood in survival mode, she reveals how this single mindset shift became the foundation for a clear, simple plan to take back control of her finances, time, and peace of mind. If you’ve ever felt stuck, burned out, or like you’re sacrificing everything just to keep up, this episode will inspire you to take the first step toward lasting financial freedom.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ BECOME AN INSIDER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Oct 27, 2025
Monday Oct 27, 2025
SHOW NOTES:
In today’s episode of the Simple Money Systems Podcast, we’re ditching complicated budgets and diving into two super simple daily routines that can help you get your money back—in just 5 minutes a day! 💸 You'll learn how to start your day with clarity using the Power Hour, and how to wrap it up with confidence using the Honor Hour. I’ll walk you through how this works inside the 2-Line Budget Method so your bills are covered and your daily spending stays in check—without surprises at the end of the month. This episode is packed with practical tips, real-life encouragement, and simple steps you can start today.
Listen to Episode # 127 HERE
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ BECOME AN INSIDER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Oct 23, 2025
Thursday Oct 23, 2025
SHOW NOTES:
Ever feel like bringing up the budget with your husband is the fastest way to get an eye roll? You’re not alone! In this episode, I’m sharing funny, real-life stories and simple strategies to keep your spouse on board with money talks—without nagging or dragging him to the table. You’ll learn how to break down budgeting in a way that’s clear and practical, why humor is your secret weapon, the piece of wisdom nobody talks about, plus 5 tips to make money conversations fun and sustainable. By the end, you’ll have a fresh challenge to try this week that can turn money talk into a connection point instead of a conflict.
Listen to episode #127:
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Oct 20, 2025
Monday Oct 20, 2025
SHOW NOTES:
In this episode, we’re breaking down how to simplify your finances in a way that’s real, doable, and totally stress-free. You'll learn how to organize your money without spreadsheets, create a simple 2-line budget, cut through the clutter of multiple accounts, and set financial goals that actually reflect your family’s priorities. We’ll also chat about smart habits like weekly money resets, automating bills, and trimming down unnecessary expenses. Whether you're buried in bills or just want a little more peace of mind, this episode is packed with practical steps (and a few laughs) to help you take control of your finances and reclaim your time.
👉 Ready to simplify your money and feel more in control? Grab the links below to access the Simple Money Method, join the private community, and get started with your own weekly reset. Your stress-free financial life starts here.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Oct 16, 2025
Thursday Oct 16, 2025
SHOW NOTES:
In this fun and heart-to-heart episode of Simple Money Systems, Diana breaks down three smart (and super doable) strategies to help you stretch your income and build a more secure financial future—without needing a second job or a finance degree! You’ll learn how to create a budget you actually enjoy using, discover stress-free saving hacks (hello, automatic transfers!), and finally understand how investing can work for you—even if you're a total beginner. Whether you're managing a household or just trying to make your paycheck last until Friday, this episode is packed with relatable stories, simple tips, and plenty of encouragement. Grab your favorite drink, get comfy, and let’s make your money work smarter, not harder!
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Oct 13, 2025
Monday Oct 13, 2025
SHOW NOTES:
In this podcast episode, Diana talks about a big mistake people make with their money. She tells us a story about her grandmother who kept seeds in a jar. Her grandmother explained that if you plant all the seeds now, you won’t have any for later. This teaches us that we need to save some money for the future instead of spending it all on things that make us feel good right now, like takeout or a new phone.
Diana explains that when we spend too much today, we might wake up later and realize we don’t have enough money for our big dreams or to pay off debts. She calls this "spending the seed grain" because, just like seeds, if we use it all up now, we won’t have anything left for tomorrow.
Diana suggests that for one week, we can try to think before we spend. We should ask ourselves if what we want to buy helps us today or if it's better for our future. By making smart choices, we can help our money grow and be happier later on!
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Oct 09, 2025
Thursday Oct 09, 2025
SHOW NOTES:
Are you tired of feeling like your money controls you instead of the other way around? In this episode, we dive into how to find financial balance—whether you're paying off debt, trying to save more, or struggling to manage your family budget. Learn practical steps to make your money work for you, create a sustainable spending plan, and start building long-term financial freedom without burnout.
What you'll learn:
✅ What financial balance really means✅ How to align your money with your values✅ Budgeting strategies that actually stick✅ Ways to pay off debt without sacrificing joy✅ Tips for growing wealth even on a tight income
Perfect for busy families, overwhelmed professionals, and anyone craving financial peace of mind.
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Oct 06, 2025
Monday Oct 06, 2025
SHOW NOTES:
In this episode, I’m sharing seven practical steps to help special needs moms create financial security for their children — without adding more stress to an already full plate. You’ll hear real-life examples, simple strategies like my 2-Line Money Method, and tips on building an emergency fund, setting up a special needs trust, and connecting with supportive communities. Whether you’re just starting to get a handle on your finances or you’re ready to plan decades ahead, this conversation will give you the clarity, confidence, and tools you need to build a future where both you and your child can thrive.
💛 Happy listening!
Links & Resources:
✔️ SIMPLE MONEY METHOD WORKSHOP: create your home financial foundation in 1 hour at https://dianagalas.com/workshop
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas