SIMPLE MONEY SYSTEMS II How to Budget, Manage Money, Pay Off Debt, Save Money, Money Tips, Holistic Budget, Spending Plan, Down Syndrome Child, Special Needs Mom
Are you a full-time mom and/or caregiver drowning in debt? Do you feel overwhelmed by paying bills on time, daily grocery shopping, and constantly running low on gas? Are you missing out on your life, continuing to drown in debt? Do you wish you had the step-by-step guidance to attain your desired financial stability? Would you like to invest more and spend less? Are you ready to start living your dream with peace and confidence, and do things that bring you joy while caring for your loved one? Then you are in the right place. My mission is to help special needs moms like you take charge of your money with simple, clear systems - it’s time to show your money who’s in charge! In this podcast, you will find simple financial strategies that will free you from the debt keeping you up at night. You CAN gain confidence and control over your finances. Hi, I’m Diana, a special needs Mom, a wife, and a successful business owner with over 25 years of accounting experience. I tried to pay off my credit cards, car, student loans, and my mortgage. But the more money I earned, the deeper in debt I grew. I finally realized that if I were to find freedom in my finances, I needed a proven solution. So, using my accounting experience and years of research, trial and error, I created a plan that fit ME, a simple strategy that I could stick with, a lifestyle that made finances easy and fun. And now I am ready to share it with you! If you are ready for a step-by-step, simple, budget-based financial plan that is built for special needs moms in mind to get you out of debt, so that you can enjoy peace of mind, quality time with your kids, and more money in your pocket – this podcast is for you! Become an Insider: https://dianagalas.com/newsletter Connect on FB: https://bit.ly/timeforfacebook Work With Me: diana@dianagalas.com Check Debt-Free Budgeting Course: www.dianagalas.com
Listen on:
Simple Money Systems
Simple Money Systems is the podcast created for moms by who carry extra responsibilities and big dreams—but crave simple, doable ways to run their homes and finances with confidence, clarity, and calm. Hosted by Diana Galas, a mom, coach, and believer in peace over pressure, this podcast teaches simple home money methods that help you step into your role as the Home CFO—without the guilt, burnout, or overwhelm. Every episode offers real-life tools, customizable strategies, and mindset support to help you:
- Manage your money with clarity and grace
- Tackle your next financial goal with confidence
- Build discipline without being demanding
- Care for yourself while caring for your family
- Create peace of mind in your daily routines
This is a nonjudgmental, friendly, and clear space where your efforts are honored, your growth is celebrated, and your systems work for your season of life—not against it. Whether you’re meal planning, folding laundry, or juggling five things at once—Simple Money Systems will meet you where you are and help you move forward
Episodes
41 minutes ago
41 minutes ago
SHOW NOTES:
If you’re tired of paying off debt only to fall back in again, this latest blog post is for you. In “7 Simple Strategies to Stop Falling Into Debt Again,” you’ll find quick, practical tips made for busy moms—especially those navigating the unique demands of raising a special needs child. From using a 2-line budget to identifying emotional spending triggers, this guide offers doable solutions that fit your real life. It’s not about being perfect—it’s about building a system that works, even when everything else feels overwhelming. Ready for peace instead of pressure? Read the full post and grab your free Debt-Proof Budget Starter Kit!
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
5 days ago
5 days ago
SHOW NOTES:
In this enlightening episode of Simple Money Systems, we sit down with Caroline Henderson, a homeschooling mom of four, holistic wellness advocate, and the voice behind the Healthy Habits for Moms podcast. Caroline shares her journey of integrating small, intentional habits into daily life to foster clarity, reduce financial stress, and cultivate peace.
Key Takeaways:
The Power of Small Habits: Caroline emphasizes that even the smallest habits, like checking your bank account balance each morning, can set a positive tone for the day and lead to greater financial clarity.
Holistic Approach to Wellness: She discusses how holistic wellness isn't just about physical health but also encompasses mental and financial well-being, encouraging listeners to adopt routines that nurture all aspects of life.
Practical Tips for Busy Moms: As a homeschooling mom, Caroline offers practical advice on balancing family life, self-care, and financial management, proving that it's possible to thrive without feeling overwhelmed.
Connect and learn more about Caroline: https://divinedesignwellness.org
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Jul 07, 2025
Monday Jul 07, 2025
SHOW NOTES:
What if saving money didn’t feel like pressure, guilt, or overwhelm—but something you actually enjoyed?
In this episode of Simple Money Systems, we’re breaking down two powerful (yet simple!) routines that can help you build confidence, spend with intention, and create a peaceful rhythm with your money. No complicated budgeting. No all-or-nothing pressure. Just small, consistent steps that make a big difference.
You’ll learn how to turn your weekly and monthly money check-ins into a calm, empowering ritual—and why a nightly “Honor Hour” can completely shift how you feel about spending and saving.
Whether you're trying to save more, stop feeling behind, or just want to connect more with your financial goals, this episode will help you get there—with ease.
What You’ll Learn:
Why saving doesn’t have to feel like restriction or deprivation
How a quick weekly money check-in can keep you on track without stress
What a monthly money reflection looks like—and why it builds momentum
How to make your “Honor Hour” feel like cozy, intentional self-care
Why this approach actually works (hint: no more relying on willpower!)
One small action you can take tonight to start your new money rhythm
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Jul 03, 2025
Thursday Jul 03, 2025
SHOW NOTES:
In today’s episode, we explore two powerful, simple, and actionable strategies to help you start saving money and spending less—without sacrificing the things that matter most. Whether you're juggling life with a special needs child or just trying to make ends meet, these two techniques will help you create financial peace and start living the life you deserve, right now.
What You’ll Learn in This Episode:
Set Daily Spending by Observing Your Morning Power Hour
Why your morning routine can directly impact how much money you save.
The importance of taking just a few minutes each morning to plan your spending and set goals for the day.
How this small habit can help you avoid impulsive buying and stick to your financial goals.
Find Affordable, Wholesome Alternatives
How to embrace more affordable and wholesome alternatives without sacrificing quality of life.
Tips on budget-friendly activities, meal prepping, and ways to make everyday choices more cost-effective.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Jun 30, 2025
Monday Jun 30, 2025
SHOW NOTES:
Today we’re tackling that head-on with three simple, real-life money habits that can help you take back control of your spending and start saving with ease.
In this episode, we’re diving into:
Why daily money check-ins are a game changer
How to align your spending with your biggest goals
The surprising freedom that comes from setting smart spending limits
These aren’t complicated systems—they’re small, doable habits that fit into real life (yes, even the busy kind). Plus, I’m sharing a mindset shift that will change the way you think about saving money—because saving isn’t about restriction, it’s a skill you build over time.
💡 What You’ll Learn:
The power of daily spending awareness and how it boosts your confidence
How emotional vs. intentional spending impacts your financial progress
A super practical way to create a “fun money” system that works
Real examples from everyday people who’ve saved big by shifting their habits
One action you can take tonight to get started
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Jun 26, 2025
Thursday Jun 26, 2025
SHOW NOTES:
Struggling with last-minute dinners, wasted groceries, and blowing your food budget? This episode is for you! In Meal Plan Like a Pro, I'm breaking down 7 steps to help you meal plan efficiently, grocery shop strategically, and meal prep without the overwhelm.
✅ Eat healthier✅ Save time✅ Reduce food waste✅ Spend less money
Whether you’re a busy parent, a working professional, or just tired of the “what’s for dinner?” panic, this episode gives you practical tools to take control of your kitchen without the stress.
What You’ll Learn:
How to create a weekly meal framework that saves time
The 1-day shopping strategy to simplify your week
How to prep once and eat well all week
Smart grocery shopping tips that keep money in your wallet…and much more!
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course The discount code: HALFOFF
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Jun 23, 2025
Monday Jun 23, 2025
SHOW NOTES:
In this episode, we dive deep into the life-changing Debt-Free Budgeting Course and explore how this journey is transforming lives — one budget at a time. From getting clear on your financial picture to mastering the mindset that leads to financial freedom, this course has helped thousands of people not just eliminate debt, but become better versions of themselves including me.
💛 Happy listening!
The discount code: HALFOFF
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Jun 19, 2025
Thursday Jun 19, 2025
SHOW NOTES:
In this milestone 100th episode, we’re celebrating YOU and the incredible journey we’ve been on together. I’m reflecting on how podcasting has not only changed my mindset but also helped me improve my own finances. Plus, I’m sharing some exciting news—a special 50% off discount on the course that’s designed to help you transform your life, reduce debt, and start building the life you deserve!
This episode is all about embracing a debt-free lifestyle, getting organized with your finances, and the simple, yet powerful changes that can happen when you take control of your money mindset. I’ll also dive into some personal testimonies from students who’ve gone through the course and experienced huge shifts in their financial journey.
Get ready for actionable tips, a game-changing 2-line budget method, and motivation to face your debt head-on! By the end of this episode, you'll know exactly how to keep moving forward with clarity, purpose, and excitement!
💛 Happy listening!
The discount code: HALFOFF
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Jun 16, 2025
Monday Jun 16, 2025
SHOW NOTES:
In this powerful and uplifting episode, we sit down with Danielle Shanks—a thriving mom, grandmother, and unstoppable investor who lives each day with cerebral palsy but refuses to let it define her limits. Danielle opens up about her journey of building wealth from the ground up, managing money with intention, and leaving a legacy that inspires her family and community. Her story is one of courage, discipline, and vision. Whether you’re at the beginning of your financial journey or feeling stuck, Danielle’s wisdom will show you what’s possible with faith, grit, and a clear plan. If you want to connect with Danielle, please write to me at diana@dianagalas.com
There are 10 takeaways from this episode:
Educate yourself is the first step to financial breakthrough
Connect with the right people to grow faster and smarter
The power of saving a little—and watching it grow
Outgrow your pension check
Use your willpower to stay consistent, even on hard days
Manage your money wisely by respecting every dollar
The importance of being persistent and not waiting for the “perfect time”
Start investing with just $100
Your story and progress can inspire a legacy
A new perspective on being “stubborn”—how Danielle turned it into a superpower
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Jun 12, 2025
Thursday Jun 12, 2025
SHOW NOTES:
Does money feel like it’s constantly slipping through your fingers, no matter how hard you try? You’re not alone. In this episode of the Simple Money Systems Podcast, we’re diving into the real reasons why so many people—especially special needs moms—feel overwhelmed and out of control when it comes to their finances.
In this episode, we’ll talk about:
Emotional spending and “survival mode” swipes
What cash outflow really means (without the jargon!)
The top 5 common “mom money leaks” and how to spot yours
An easy money tracking method that won’t make you cry
How to turn financial clarity into real, joyful control
You’ll walk away with fresh insight, simple action steps, and a gentle reminder that you’re not behind—you’re just getting started, and you’re doing an amazing job! Grab your favorite colors and get ready!
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE MONEY METHOD: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas