SIMPLE MONEY SYSTEMS Step by Step for Special Needs Mom, Credit Card Debt, Save Money Tips, How to Budget, Make Ends Meet, Shopping List
⭐⭐⭐⭐⭐ 5-STAR RATED Across Every Podcast Platform!
Are you tired of debt calling the shots, bills running your day, and groceries eating your paycheck? If you want to unleash your cash flow, a simple way to budget with no confusing spreadsheets, and finally feel in control of your money, that is exactly what this podcast is about.
I’m Diana — Financial Coach, Simple Money Systems Specialist, and a mom to a son with Down syndrome. I don’t teach from a quiet or perfect life. I teach from inside the mess: the responsibilities, the advocacy, the emotional load, the unpredictable days. Every strategy here is shaped and tested by real experience for real moms of special needs kiddos.
I built Simple Money Systems for moms raising children with special needs who carry emotional, mental, and financial responsibility every day. It’s designed to simplify money decisions, reduce pressure, and provide a clear structure - so finances stop adding to the load and start supporting the life you’re holding together. With these systems, your dreams can take shape, and you can build a future that reflects your goals.
Here you’ll get simple systems, real-life examples, mindset shifts, and weekly encouragement to help you:
💰 Stop living paycheck to paycheck and gain a predictable cash flow
💰 Pay off debt even when money feels tight
💰 Pursue your dreams and create a future that reflects your goals.
If you want peace over perfection, simple systems over stress, and progress that actually fits your life, this podcast is for you where being “good at math” isn’t required. Extra discipline won’t fix it. Another complicated budget isn’t the answer. What matters is a system that actually understands your life — and maybe a cup of coffee you didn’t reheat three times. Welcome to Simple Money Systems. Press “Play”.
NEXT STEP:
1. Apply for your FREE consultation to talk to Diana 1:1. Find out the exact path forward to feeling better and greatly increasing your chances of getting your finances back on track - and learn how money breakthrough coaching can get you there: https://dianagalas.com/application
Have questions?
Email me: diana@dianagalas.com
Listen on:
Simple Money Systems
Simple Money Systems is the podcast created for moms by who carry extra responsibilities and big dreams—but crave simple, doable ways to run their homes and finances with confidence, clarity, and calm. Hosted by Diana Galas, a mom, coach, and believer in peace over pressure, this podcast teaches simple home money methods that help you step into your role as the Home CFO—without the guilt, burnout, or overwhelm. Every episode offers real-life tools, customizable strategies, and mindset support to help you:
- Manage your money with clarity and grace
- Tackle your next financial goal with confidence
- Build discipline without being demanding
- Care for yourself while caring for your family
- Create peace of mind in your daily routines
This is a nonjudgmental, friendly, and clear space where your efforts are honored, your growth is celebrated, and your systems work for your season of life—not against it. Whether you’re meal planning, folding laundry, or juggling five things at once—Simple Money Systems will meet you where you are and help you move forward
Episodes
15 hours ago
Monday Dec 29, 2025
Monday Dec 29, 2025
SHOW NOTES:
Simple budgeting didn’t add more to my plate, it gave me peace in the middle of a full, demanding life. In this episode, I share how creating a gentle money rhythm through simple daily check-ins, weekly planning, and a flexible 2-line budget helped me move from financial noise to clarity, consistency, and confidence. From my Money Funnel that removed guilt and second-guessing, to my Morning Power Hour and nightly Honor Hour, you’ll hear how small, intentional habits transformed not just our finances, but our family life, marriage, and sense of purpose. If you’re a busy mom especially one navigating special needs parenting, this episode is an encouraging reminder that money can support your life instead of controlling it.
Mentioned episodes:
100 II 6 Steps to Organize Messy Money and Mindset with Debt-Free Budgeting Course
101 II How Debt-Free Budgeting Transformed Me Into a Better Mom, Wife, Professional, and Person
127 II How Simple Money Method Can Make Your Dream Come True With 2 Line Budget – Live Workshop with Diana Galas
💛 Happy listening!
NEXT STEPS:
1. Get instant access to a FREE 1-hour Simple Money Method training and start building a money system that actually works for your life: https://dianagalas.com/workshop
2. Apply for your FREE consultation to talk to Diana 1:1. FInd out the exact path forward to feeling better and greatly increasing your chanses of getting your finances back on track - and learn how money breakthrough coaching can get you there: https://dianagalas.com/application3. Take a quick check to identify where your finances may be at risk: https://go.dianagalas.com/CashLeak4. Join the free Facebook support community for Special needs mothers: https://go.dianagalas.com/fbgroup
Client Reviews...
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„I absolutely recommend Diana! I’m currently going through her course, and honestly, I’m a bit shocked at how my husband and I had been handling our finances. We grew up without credit cards—so we didn’t know better, and we ended up deep in debt. This course has been a game-changer. It’s opened my eyes and completely shifted the way I think about money. It’s not just about getting out of debt—it’s about learning how to stay out for good. I’m so grateful there’s finally practical guidance like this available, and I truly hope our kids won’t repeat the same financial mistakes we made.”
- Masha B.
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„Great news! I just paid off $1,863 in debt — woo hoo!Thank you so much for your support. Your teaching was incredibly helpful, and I truly appreciate all the guidance you’ve given me. I couldn’t have done it without you!!”
- DeeAnn G.
Monday Dec 22, 2025
Monday Dec 22, 2025
SHOW NOTES:
In this episode, I break down The Simple System to Finally Pay Off Credit Card Debt Fast—a realistic, mom-friendly approach that cuts through overwhelm and gets straight to the steps that work. We explore why credit card debt is so common, how it silently affects your financial stability, and the exact three things you can do today to take back control: the One-Card Rule, a visual credit card list, and the 2-Line Budget that transforms your payoff plan into a true essential. By the end, you’ll understand your debt with clarity, feel empowered instead of embarrassed, and walk away with a simple, actionable system you can start right after this episode.
💛 Happy listening!
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE "FIND YOUR MONEY METHOD" WORKSHOP: go to now at https://dianagalas.com/workshop
Monday Dec 15, 2025
Monday Dec 15, 2025
SHOW NOTES:
In this episode, we dive into how to afford what matters this Christmas using the 2-Line Budget — especially for busy moms raising special-needs children. You’ll learn what’s really eating up your budget, why traditional systems fail families with high-needs schedules, and how to take control in just 10 minutes. I’ll walk you through my personal 2-Line Reset for the holiday season and share how this simple system helped me stabilize my finances, pay off debt, and create more joy in my life with my son. If you’re ready to step into clarity and financial peace, join our next round of the Debt-Free Budgeting Program https://dianagalas.com/course
💛 Happy listening!
Monday Dec 08, 2025
Monday Dec 08, 2025
SHOW NOTES:
In this episode of Simple Money Systems, we tackle the challenge of budgeting for busy families — the struggles, the frustrations, and the feeling that no system ever works for you. I share relatable stories of failed budgets, guide you step-by-step to review your bank statements, uncover the story behind your spending, and introduce the 2-line budget — a simple, practical approach designed to fit your life, not overwhelm it. You’ll discover how to take control of your finances, dream big, and finally implement a budgeting system that actually works, giving clarity, confidence, and a path toward financial freedom. Tune in for practical strategies, encouragement, and actionable steps to make your money work for you, not against you.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING PROGRAM: apply for 12-week coaching program at https://dianagalas.com/course
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
Monday Dec 01, 2025
Monday Dec 01, 2025
SHOW NOTES:
Ever feel like chasing money or shiny things doesn’t bring joy? In this episode, I share a personal childhood story about marbles and gems that stole my peace of mind and blocked my ability to grow wealth — and how it taught me a lesson about clarity, confident steps, and intentional money choices. I break down 3 simple steps to create a wealth mindset that anyone can start today, even if you feel like you don’t have what it takes. Tune in to learn how to focus on what matters, align your spending with your goals, and take confident action toward financial freedom and legacy-building.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Saturday Nov 29, 2025
Saturday Nov 29, 2025
SHOW NOTES:
In this powerful and heartfelt episode, we dive deep into the financial struggles so many families face today—credit cards, loans, rent, and the overwhelming feeling of having no way out. You’ll hear a relatable, real-life story of financial stress and hopelessness, followed by a gentle, step-by-step mini coaching session designed to bring clarity, awareness, and hope back into your money life. Together, we walk through simple, practical actions that help you understand your income, bills, daily spending, and debt so you can begin creating real progress and real change. You’ll also learn how to build the foundation for a debt-free future using approachable, empowering tools you can start today. If you’ve ever felt stuck, scared, or confused about your finances, this episode will show you that you’re not alone—and that there is a way forward.
💛 Happy listening!
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Thursday Nov 27, 2025
Thursday Nov 27, 2025
SHOW NOTES:
Ever feel like your money just disappears and you have no clue where it went? You’re not alone. In this episode, I sit down with my friend Emily (well, kind of a “you” in every busy mom’s story) to talk about how simplifying your finances can actually reduce stress instead of adding more to your plate. We dive into my 2-line budget, mapping your income and expenses, streamlining cash flow, and even tackling real-life spending like groceries and planning for big purchases like a home. By the end, you’ll see how practical systems can help your family stop living blindsided by money and start thriving with confidence — no financial wizardry required.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Nov 24, 2025
Monday Nov 24, 2025
SHOW NOTES:
Ever wonder why it's so easy to overspend—even when you know better? In this episode, we unpack the real reason behind impulsive spending and how one simple shift can change everything: knowing your “why.” When you connect your financial decisions to what matters most—your family, your peace, your dreams—spending becomes intentional, not reactive. I’ll walk you through a simple framework using the word WHY (Worthy, Home, You), share a personal story that made this shift click for me, and give you practical tools to start spending with purpose. If you're ready to stop the guilt, ditch the impulse buys, and finally take control of your money in a way that feels aligned with your values—this is for you. Let’s make money feel simple, peaceful, and powerful—together.
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas
Monday Nov 17, 2025
Monday Nov 17, 2025
SHOW NOTES:
Life has a funny way of throwing us financial surprises—flat tires, last-minute party invites, or even a mischievous cat tearing down the curtains. In this episode, we’re talking about how to build savings in a way that actually works for your real, unpredictable life. You’ll learn a simple, sustainable method to start saving (yes, even if it’s just $1 a week!), how to prepare for the “surprise” expenses without stress, and why having a financial safety net is one of the best gifts you can give yourself.👉 Ready to turn chaos into calm? Join my Debt-Free Budgeting Course, now on Thanksgiving Sale, and get a free 1-hour private coaching session with me: https://dianagalas.com/course
💛 Happy listening!
Links & Resources:
✔️ DEBT-FREE BUDGETING COURSE: apply for 6-week program at https://dianagalas.com/course
✔️ FREE MEAL PLAN WORKBOOK: download now at https://dianagalas.com/mealplan
✔️ FREE PRIVATE COMMUNITY: become a member of a Simple Money Systems Facebook group
✔️ NEWSLETTER: join Simple Money Systems weekly news https://dianagalas.com/newsletter
✔️ TAKE WEALTHY QUIZ: discover your financial strengths and growth areas https://dianagalas.com/wealthy-quiz
👉 Leave for Diana your short voicemail with a question, note, or how this episode helped you: https://www.speakpipe.com/DianaGalas